EBIT, or Earnings Before Interest and Taxes, measures a company's operating profitability before interest expenses and income taxes.

EBITDA stands for 'Earnings Before Interest, Taxes, Depreciation, and Amortisation,' measuring operating performance by excluding non-operating expenses.

An Exchange-Traded Fund (ETF) is traded on stock exchanges, holds assets like stocks or bonds, and offers portfolio diversification with lower fees.

In finance, equity is the ownership interest in a company after liabilities are deducted, often represented by stocks.

An ISA (Individual Savings Account) is a tax-efficient UK savings and investment account, ideal for investing leftover cash.

Inflation is the rise in prices over time, decreasing money’s purchasing power and making goods and services more expensive.

Investment funds pool money from multiple investors to create a diversified portfolio of securities, managed by professional teams.

Investment performance measures how well an investment or portfolio has performed over time, typically assessed by returns.

Investment risk is the chance of losing capital or not meeting expected returns due to market uncertainties.

Investments allocate money to generate future income or profit, aiming to grow wealth over time with various risks and returns.

The 'J-curve' shows initial poor performance of an investment or economic indicator after a significant change, resembling a 'J' shape.

Jensen's measure (alpha) evaluates an investment's performance relative to its expected return given its beta risk.

A junk bond, or high-yield bond, is a fixed-income security with a low credit rating, offering higher risk and return.

Jurisdiction risk involves potential legal and regulatory uncertainties in a country that can impact the stability and profitability of investments.

In finance, KPI (Key Performance Indicator) measures the performance and effectiveness of financial activities and outcomes in an organization.

KYC, or 'Know Your Customer,' is a process for verifying customer identities to prevent money laundering, fraud, and illicit activities.

Keynesian economics, named after John Maynard Keynes, advocates for government intervention to achieve full employment and stabilize growth.

In finance, liabilities are financial obligations or debts owed to others, representing claims against assets.

In finance, liquidity is the ease of quickly buying or selling an asset with minimal impact on its price, crucial for market stability.

The liquidity ratio measures an individual's ability to meet short-term financial obligations without borrowing.

Macroeconomics studies the economy as a whole, focusing on performance, structure, and behaviour at a national/global level.

A margin call is a broker's request for additional funds in a margin account to meet minimum margin requirements.

Market share is the percentage of total sales a company or product captures, indicating its competitive position and success.

Mergers and acquisitions (M&A) involve combining or acquiring companies to consolidate assets, operations, and ownership.

Monetary policy by central banks controls money supply, interest rates, and credit to stabilize the economy and promote growth.

Mutual funds pool money from investors to invest in a diversified portfolio of securities, managed by professional fund managers.

NAV, or Net Asset Value, is the value of an investment fund per share or unit, calculated by subtracting liabilities from assets.

Net worth is the financial value calculated by subtracting total liabilities from total assets, representing financial position and wealth.

A net worth forecast estimates future financial worth by predicting assets minus liabilities to aid in financial planning.

The Net Worth Percentile Score shows your net worth ranking compared to the population in your chosen country, which can’t be changed.

Open banking allows third-party providers to access consumer financial data via APIs, promoting competition and innovation.

In finance, options are derivatives giving the right to buy (call) or sell (put) an asset at a set price within a time period.

The P/E ratio compares a company's stock price to its earnings per share, used for valuation in fundamental analysis.

A pension provides income during retirement to support individuals when they stop working and no longer earn regular income.

Portfolio rebalancing adjusts asset allocation to match the desired target, ensuring alignment with long-term strategy and risk.

A portfolio tracker is a tool to monitor and manage investments in one place, tracking performance of stocks, bonds, and more.

Qualitative analysis in finance evaluates non-quantifiable aspects like company culture or market conditions, unlike quantitative analysis.

Quantitative analysis uses math and statistics to analyze financial data, identify patterns, and evaluate investments.

Rate of return (RoR) measures an investment’s gain or loss relative to its initial cost, expressed as a percentage.

Rational choice theory explains behavior based on the idea that individuals make decisions to maximize their self-interest.

Real estate includes land, buildings, and natural resources. It covers residential, commercial, and undeveloped land.

Retirement planning involves setting financial goals and making decisions to ensure sufficient savings and investments for retirement.

The Rule of 72 estimates how many years an investment takes to double, given a fixed annual return rate.

A SIPP (Self-Invested Personal Pension) is a UK tax-efficient retirement account offering more flexibility and control over pension investments.

The Sharpe Ratio, created by William F. Sharpe, measures risk-adjusted return, showing how much return is earned per unit of risk.

Sin stocks’ are shares in companies involved in morally controversial industries like alcohol, tobacco, gambling, and adult entertainment.

The stock market, or equity market, is a centralized place where buyers and sellers trade shares of public companies.

Technical analysis studies financial markets using historical price and volume data to predict future price movements, unlike fundamental analysis.

Terminal value (TV) estimates an investment's or business's value at the end of a period, often used in DCF analysis to capture value beyond projections.

In finance, a trust is a legal arrangement where a grantor transfers assets to a trustee to manage for beneficiaries.